Buying your first home takes careful research, planning and budgeting, and in the current environment, nerves of steel! For most people the biggest hurdle is saving for the deposit. We take a look at what the experts say and also tips from our Kidspot whānau on what has worked for them.
The concept of 'good' versus 'bad' debt is a useful way to help make financial decisions. We take a look at different types of debt, their pros and cons and how this can be used to manage your own personal circumstances.
Whether you have big renovation plans that will transform your home, or a small project for just one room, there are ways to keep the costs down.
While managing your finances both for the short and long term can be challenging, it is important to get it right. Having an expert's guidance with your day to day budgeting, as well as setting and meeting medium and long term goals, can be hugely helpful. We take a look at the different types of advice available, how to access them, and what to look for when choosing someone to help you out.
It’s important as you rethink your budget that you also think about putting protections in place, should anything happen to you or your partner.
Doing a leaflet round with the old family stroller piled high, mowing neighbours lawns, or babysitting are a rite of passage for many and is a great way to earn a bit of money as well as learn about how to be a good worker. So what do you and your child need to know about getting their first part time job?
Not looking forward to those big power bills of winter? Discover how you can save money on your electricty.
Teaching young kids about what money is and how it works will start your kids on a successful financial path.
Setting up a bank account for your child is a great way to encourage them to save, as well as learn about the art of managing their money electronically in an increasingly cashless society. Find out all you need to know about choosing and opening a bank account for your child.
When you're on a tight budget, it's handy to arm your family with simple saving measures to keep the budget under control.
Get tips for creating your family budget including how to analyse it and see what can change.
Revolutionise the household budget with envelope budgeting, a system that uses money allocations to control spending and stay in control of family finances.
Deciding whether or not to give pocket money, how much, and what it's to be used for are the first steps to helping kids become money-wise.
